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Debt Relief

Bankruptcy Lawyer

Drowning in Debt?

Stop Creditor Harassment

Get some or all your debts discharged.

Call Attorney Joseph T. Margrabia, Jr.
At 856-881-9600 or 609-886-5700

For your strictly confidential free consultation

Two Convenient Locations
Glassboro & Cape May

Attorney Joseph T. Margrabia, Jr., on your side.

Need a Fresh Start?

Many consumers need a fresh start. It is very easy to get in over your head with debt. The easy availability of consumer credit offered by lange and small lenders alike, make individuals and families vulnerable to enormous financial difficulties if they suffer income interruptions, illness, divioce or lay-off. Aggressive creditors regularly threaten foreclosures, repossessions, levies, garnishments and in general harass debtors with never ending telephone calls both at home and at work. This causes great strain on mental health and money proplems often destroy relationships. Fight back-save yourself. Bankruptcy is a powerful legal tool to get protection from creditors. Don’t suffer from money problems in silence. Let me show you how to fight back. Schedule your strictly confidential free consultation today at either of our two offices, call 856-881-9600  for our Glassboro Office or 609-886-5700 for our Cape May  Office.            

Drowning In Debt?

Some people are of under the misconception that filing for bankruptcy court protection will ruin their lives. This is simply not true. Most consumers and lenders alike know that bankruptcy is a powerful tool used to protect the honest debtor from his or her creditors. In many cases, bankruptcy is the only option. Whether a debtor is trying to save their home and needs to stop a foreclosure, or is drowning in credit card debt, personal loans or medical treatment debt. Bankruptcy is a quick legal way for a debtor to get a fresh start and lift the weight of creditor harassment off of them. There is no longer any stigma attached to the filing of a bankruptcy petition. Creditors use legal tools to take your stuff, you can use  the Bankruptcy court for protection. Schedule your strictly confidential free consultation today at either of our two offices, call 856-881-9600  for our Glassboro Office or 609-886-5700 for our Cape May  Office.                  

What Bankruptcy Can Do For You.

Over the past 30+ years, I have helped hundreds of individuals and families take back control of their financial life, save their homes from foreclosure and discharge some or all of their debt by using the United States Bankruptcy Laws to protect them from lenders. No matter how hopeless you think your situation is, using the bankruptcy coude, I can usually help. Here are some examples of what bankruptcy can do for you:

*The U.S. Bankruptcy Code lets you get rid of and eliminate credit card bills, medical bills, personal loans, and certain other unsecured debts you can’t afford, if you qualify.
*Break out of the minimum payments trap
*Get help catching up on important things, like your house and car loans
*Make catching up affordable, by stretching out the repayment of overdue payments on houses and vehicles, for example, up to 5 years, if need be.
*Get rid of certain older income taxes
*Stop mortgage foreclosure
*Get rid of repossession deficiencies
*Keep and protect property
*Stop nasty creditor calls
*Stop repossession of vehicles
*Stop foreclosure on your home or other properties
*Stop lawsuits and other legal action
*Strip off and get rid of certain “underwater” mortgages
*Eliminate certain judgments
*Start rebuilding your credit
*Put your creditors under control
Take charge of your financial life. Give me the opportunity to discuss your financial problems with you. Bankruptcy is not a solution for everyone, but for some it has been the road away from misery and to financial recovery. Schedule your strictly confidential free consultation today at either of our two offices, call 856-881-9600  for our Glassboro Office or 609-886-5700 for our Cape May  Office.            

Two Convenient Locations

Glassboro Office – 530 Greentree Road, Walk to Rowan University, Glassboro, NJ 08028 | Telephone: 856-881-9600

Cape May Office – 200 Linda Anne Avenue, Near Wildwood & Beaches North Cape May 08204 | Telephone: 609-886-5700

Our offices are easily accessible to clients residing in and around the following: Gloucester County, NJ- Cape May County, NJ- Camden County, NJ- Cumberland County, NJ- Salem County, NJ

Bridgeport, Clayton, Deptford, East Greenwich, Elk, Franklin, Gibbstown, Glassboro, Greenwich, Harrison, Logan, Malaga, Mantua, Monroe, Mullica Hill, National Park, Newfield, Paulsboro, Pitman, Red Bank, Sewell, South Harrison, Swedesboro, Turnersville, Washington Township, Wenonah, West Deptford, Westville, Williamstown, Woodbury, Woodbury Heights, Woolwich, Avalon, Cape May, Cape May Court House, Cape May Point, Dennis, Lower Township, Middle Township, North Cape May, North Wildwood, Ocean City, Rio Grande, Sea Isle City, Stone Harbor, Upper Township, Villas, West Cape May, West Wildwood, Wildwood Crest, Wildwood, Woodbine, Audubon, Barrington, Bellmawr, Berlin, Blackwood, Brooklawn, Camden, Cherry Hill, Chesilhurst, Clementon, Collingswood, Gibbsboro, Gloucester City, Gloucester Township, Haddon Heights, Haddon, Haddonfield, Hi-Nella, Laurel Springs, Lawnside, Lindenwold, Magnolia, Merchantville, Oaklyn, Pennsauken, Pine Hill, Pine Valley, Runnemede, Sicklerville, Somerdale, Stratford, Voorhees, Waterford, Winslow, Woodlynne, Bridgeton, Cedarville, Commercial Township, Deerfield, Downe Township, Fairfield, Greenwich, Hopewell, Lawrence, Maurice River, Millville, Port Norris, Rosenhayn, Shiloh, Stow Creek, Upper Deerfield, Vineland, Alloway, Carneys Point, Elmer, Elsinboro, Friendship, Harmony, Lower Alloways Creek, Mannington, Oldmans Township, Pedricktown, Penns Grove, Pennsville, Pilesgrove, Pittsgrove, Quinton, Salem, Upper Pittsgrove, Woodstown, Absecon, Atlantic City, Brigantine, Buena, Buena Vista, Corbin, Egg Harbor, Estell Manor, Folsom, Galloway, Hamilton, Hammonton, Landisville, Linwood, Longport, Margate, Mays Landing, Mullica Township, Northfield, Pomona, Pleasantville, Port Republic, Somers Point, Ventor, Weymouth